Interior & Exterior Electrical Line Coverage

Exterior Electrical Line Coverage provides coverage to repair or replace the overhead or underground exterior electrical line from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition: weatherhead, insulator, riser, meter base, and service entrance conductor electrical wiring. It also provides coverage for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear, not accident or negligence.

Homeowners are largely unaware that an exterior electrical system breakdown on their own property is likely their responsibility to fix. That’s why FPL Home offers Exterior Electrical Line Coverage from HomeServe. The coverage provides up to $3,000 protection per year, with multiple service calls for covered repairs of your exterior electrical line. This coverage is $3.99 per month conveniently added to your Florida Power & Light Company electric utility bill statement. Your coverage is based on an annual contract and will be automatically renewed annually at the then-current renewal price.

Yes, you may cancel your Exterior Electrical Line Coverage at any time. If you cancel within 30 days of your start date, you will receive a full refund (less claims paid, if applicable). If you cancel after the first 30 days, you will be entitled to a refund of 90 percent of the unearned pro-rata price as listed in your declarations page, less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).

Step 1: If, after your waiting period, you should suffer a covered electrical system breakdown, call HomeServe toll-free at 833-521-0199, and a customer service specialist will get you started on your service call.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, we pay the technician directly up to the annual benefit amount.

Most basic homeowners insurance policies do not typically cover repair and replacement of your exterior electrical line from normal wear and tear.

Your coverage starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.

What's covered: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base, and service entrance conductor electrical wiring. In addition, it provides coverage for the repair or replacement of permanent wiring to detatched garage and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear.

Not covered: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of wiring; generators; non-utility supplied power and/or lines; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered, but it may be covered by your local utility. Additional exclusions apply. 

To see full Terms and Conditions with complete coverage and exclusion details prior to enrolling, call 833-521-0199 or go to www.PlansforFPLHome.com. Once enrolled, your full Terms and Conditions, including complete coverage details and exclusions, will also be sent to you.

Electrical Line Coverage provides coverage to repair or replace the failing interior electrical line within your home, from and including the breaker panel or fuse box, up to and including switches and outlets; and coverage to repair or replace the overhead or underground exterior electrical line from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition: weatherhead, insulator, riser, meter base, and service entrance conductor electrical wiring. It also provides coverage for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear, not accident or negligence. 

Homeowners are largely unaware that an electrical system breakdown in their home or on their own property is likely their responsibility to fix. That’s why FPL Home offers Electrical Line Coverage from HomeServe. The coverage provides up to $2,500 protection per year for covered repairs of your interior electrical line, and up to $3,000 protection per year for covered repairs of your exterior electrical line. This coverage is $7.99 per month conveniently added to your Florida Power & Light Company electric utility bill statement. Your coverage is based on an annual contract and will be automatically renewed annually at the then-current renewal price.

Yes, you may cancel your Electrical Line Coverage at any time. If you cancel within 30 days of your start date, you will receive a full refund (less claims paid, if applicable). If you cancel after the first 30 days, you will be entitled to a refund of 90 percent of the unearned pro-rata price as listed in your declarations page, less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).

Step 1: If, after your waiting period, you should suffer a covered electrical system breakdown, call HomeServe toll-free at 833-521-0199, and a customer service specialist will get you started on your service call.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, we pay the technician directly up to the annual benefit amount.

Most basic homeowners insurance policies do not typically cover repair and replacement of your interior electrical line from normal wear and tear.

Your coverage starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.

What's covered: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing interior electrical line within your home, from and including the breaker panel or fuse box, up to and including switches and outlets; and the covered cost to repair or replace the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base, and service entrance conductor electrical wiring. In addition, it provides coverage for the repair or replacement of permanent wiring to detatched garage and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear.

Not covered: Repairs to appliances; appliance cords; non-standard wall switches; dimmers; remote control outlets; extension cords; service entrance conductors; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; replacement of light bulbs, light fixtures and fittings, fuses or plugs. Repairs to any wiring that is connected to or part of any system, including but not limited to decorative fixtures, fish tanks, spas, satellite or cable TV systems, security alarms and systems, telephone wiring, smoke detectors, and garage door systems. Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; and damage from accidents, negligence, or otherwise caused by you, others, or unusual circumstances. The meter that measures the amount of electricity used is not covered, but it may be covered by your local utility. Additional exclusions apply.

To see full Terms and Conditions with complete coverage and exclusion details prior to enrolling, call 833-521-0199 or go to www.PlansforFPLHome.com. Once enrolled, your full Terms and Conditions, including complete coverage details and exclusions, will also be sent to you.