Water Heater & Plumbing Coverage
Be prepared for unexpected plumbing line repairs
With an average of 300 gallons1 of water used daily at home, plumbing issues can arise at any moment. The optional coverage offered by FPL Home provides a way to help keep sudden repairs affordable for every type of water line.
Choose the protection that is right for you.
MOST POPULAR
Exterior Water Service Line Plus Coverage
This exterior line brings fresh water into your home. Most basic homeowner's insurance doesn’t cover repairs from normal wear and tear if it fails. Rest easy and help protect your finances with low-cost coverage: multiple calls annually with up to $5,000 in coverage per call for covered repairs to the line on your property. This plan also provides additional landscape restoration up to $1,000 per covered repair.
30-day waiting period includes a full refund if canceled within 30 days.
Sample covered pipe materials:
- Plastic pipes
- Copper pipes
- Brass pipes
- Galvanized steel pipes
Administered by HomeServe®
$3.74/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Exterior Water Service Line Coverage
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects, or deficiencies with your interior plumbing and drainage system prior to enrollment. If you own a residential property that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible. If you live in a development community with a condominium, co-op or homeowners association, your interior plumbing and drainage system may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking, partially or permanently blocked plumbing and drainage system within your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Appliances; repair or replacement of fittings or fixtures, e.g., water tanks, water heaters, radiators, bathroom fittings, faucets, toilets, baths, shower pans, shower/bath diverters, and sinks, pressure reducing valves and backflow prevention devices, pumps or grinders; any non-conforming drain line, such as a basement or storm drain; thawing of frozen pipes; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Exterior Water Service Line Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
Exterior Sewer/Septic Line Plus Coverage
Your buried sewer and septic lines can crack, leak, or block due to aging, wear, and tear. That can make wastewater back up into your home – unpleasant and expensive to fix.
With this affordable coverage, you can help relieve the stress of high repair bills. Your coverage includes: up to $5,000 in coverage per call for covered repairs to the line on your property, up to $5,000 coverage per call for covered repairs to the line from your property boundary to the main line. This plan also provides additional landscape restoration up to $1,000 per covered repair.
30-day waiting period for repairs includes a full refund if canceled within 30 days.
Sample covered pipe materials:
- Plastic pipes
- Copper pipes
- Brass pipes
- Galvanized steel pipes
Administered by HomeServe®
$4.99/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Exterior Sewer/Septic Line Coverage
Eligibility:
An owner of both a residential home permanently secured to the ground and the land it is located on may be eligible for coverage. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your exterior sewer/septic line, or have had any roots removed from your exterior sewer/septic line prior to enrollment. If you live in a development community with a condominium, co-op or homeowners association, your exterior sewer/septic line may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking or permanently blocked sewer line, for which you have sole responsibility, that takes wastewater away from the external wall of your home up to your utility’s responsibility, or septic line that takes wastewater away from the external wall of your home up to the point of connection to the septic tank on your property, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Septic tanks; leaching fields; pumps and grinders; any non-conforming drain line, such as a basement or storm drain; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Exterior Sewer/Septic Line Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
Interior Plumbing & Drainage System Coverage
When hidden pipes and drains leak or clog, you may not know it until serious damage occurs. With this affordable coverage, you can cut the hassle and expense of repairs. Get up to $2,500 coverage per service call with up to two calls a year.
30-day waiting period for repairs includes a full refund if canceled within 30 days.
Sample covered pipe materials:
- Plastic pipes
- Copper pipes
- Brass pipes
- Galvanized steel pipe
Administered by HomeServe®
Interior Plumbing and Drainage System Coverage Terms & Conditions
$6.99/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Interior Plumbing and Drainage System Coverage
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior plumbing and drainage system prior to enrollment. If you own a residential property that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible. If you live in a development community with a condominium, co-op or homeowners association, your interior plumbing and drainage system may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking, partially or permanently blocked plumbing and drainage system within your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Appliances; repair or replacement of fittings or fixtures, e.g., water tanks, water heaters, radiators, bathroom fittings, faucets, toilets, baths, shower pans, shower/bath diverters and sinks, pressure reducing valves and backflow prevention devices, pumps or grinders; any non-conforming drain line, such as a basement or storm drain; thawing of frozen pipes; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Interior Plumbing & Drainage System Coverage is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
Water Heater Repair & Replacement Plan
Trouble with your water heater can cost hundreds of dollars if replacement is needed. This plan helps cover repairs up to $1,000 a year. If your water heater can’t be fixed, the plan can assist with replacement costs. Now you have a smart way to help preserve your budget.
30-day waiting period for repairs includes a full refund if canceled within 30 days. 90-day waiting period before you can make a replacement service call.
Sample covered parts:
- Tank (electric and natural gas water heaters)
- Pressure relief valve
- Drain valve
- Lower thermostat (electric water heater only)
- Gas control valve (natural gas water heater only)
Administered by HomeServe®
$4.74/month + tax
Includes a rebate of 50% off per month for the first year* plus tax, added to your FPL bill.
Water Heater Repair and Replacement Plan
Eligibility:
You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your water heater prior to enrollment, or have a commercial grade, larger than 100 gallon, tankless, solar, geothermal, oil, hanging or combination home heating/domestic hot water unit. Water heaters that are shared with any third party or are covered by a homeowners’, condominium or like association are not eligible. If you own a residence that has multiple water heaters, you must purchase a service agreement for each individual water heater for any one water heater to be eligible.
Benefit Details:
Coverage provides, up to the benefit amount, for the covered cost to repair or replace an electric, natural gas or propane water heater, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. If your water heater is deemed beyond repair, you can apply the balance of your benefit amount to a unit most similar in capacity and/or functionality. Not covered: Exhaust venting, jacket and interior doors, expansion tanks, supply and delivery water piping other than flexible, and electrical service wiring; damage from restricted lines or as a result of water pressure in excess of 80 P.S.I.; costs associated with making space suitable for installation when the replacement unit does not fit in the existing space; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call:
Your plan starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. FPL Home is an unregulated subsidiary of FPL. This optional Water Heater Repair & Replacement protection is offered by FPL Home and not FPL, and is administered by HomeServe, as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc. HomeServe is an independent company, separate from FPL Home.
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1https://www.epa.gov/watersense/how-we-use-water
*Savings as compared to renewal price. For more information about the instant rebate, click here.
THIS OPTIONAL COVERAGE IS OFFERED BY FPL HOME, FLORIDA LICENSE #E099597, AND NOT FLORIDA POWER & LIGHT COMPANY (“FPL”). FPL Home is an unregulated subsidiary of FPL. The coverage is administered by HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #P129179, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851. The coverage is provided by the contract issuer, Northcoast Warranty Services, Inc., License # 49123, 800 Superior Avenue E., 21st Floor, Cleveland, OH 44114. FPL Home, HomeServe and Northcoast Warranty Services are each separate and independent companies. This service plan is not provided by your local electric or water utility. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from FPL. FPL Home and HomeServe entered into an agreement to introduce these plans.